Indexed Life

Aviva has been a consistent market leading indexed life and offers a wide variety of extremely competitive indexed life products with a variety of guaranteed benefits and options features needed to solve your clients needs.

Advantage Builder III

• Indexed Individual Universal Life
• Indexed to S&P 500
• Lifetime death benefit guarantees with no-lapse guarantee rider
• Lifetime rolling target
• Account Value Enhancement at 10th policy year - .5% guaranteed
• Low target
• No Lapse Guarantee Rider

Lifetime Builder II

• Indexed Individual Universal Life
• Indexed to S&P 500
• 20% free partial withdrawals available
• Variable and fixed rate loans available
• Account Value Enhancement at 10th policy year - .7% guaranteed
• Cash value accumulation
• Early Cash Value Rider - refunds the surrender charges and premium load in the event of a full policy surrender in years 1 or 2
• Return of Premium rider
• Guideline Premium and CVAT tests available - allows maximum funding with minimum death benefit
• Highest target

Riders

• Life Protector Rider
• Accelerated Benefits Rider
• Primary Insured Rider
• Waiver of Monthy Deductions Rider
• Waiver of Specified Premium Rider
• Accidental Death Benefit
• Children's Insurance Rider
• Additional Insured Rider
• Nursing Home Waiver
• Wellness for Life Rider

For Agent Use Only