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Universal Life

Aviva's traditional universal life offers unique premium and cash value flexibility, high target premiums, strong guarantees, special features and a full range of riders.

Patriot Solution II

  • Individual Universal Life
  • Lifetime rolling target
  • 4% guaranteed interest rate
  • Penalty-free partial withdrawls up to 20%
  • 1035 loan exchange provision

Guarantee UL Solution II

  • Individual Universal Life
  • 3% Guaranteed minimum interest rate
  • Face amounts as low as $25,000 for juveniles and $50,000 for adults
  • 5 Underwriting classes
  • Flexible death benefit that can be increased (with evidence of insurability) or decreased as needed

Riders

  • Life Protector Rider
  • Accelerated Benefits Rider*
  • Primary Insured Rider
  • Waiver of Monthy Deductions Rider
  • Waiver of Specified Premium Rider
  • Accidental Death Benefit
  • Children's Insurance Rider
  • Nursing Home Waiver
  • Additional Insureds Rider
  • Guaranteed Insurability Rider*
  • Wellness for Life Rider

* Not approved in CA

For Agent Use Only